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He Needs an Expensive Drug. A Copay Card Helped — Until It Didn’t.
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3 Comments
I have a high deductible plan. It's really just for catastrophic medical emergencies. I have to be careful with my healthcare dollars. I use the WiseRx card to discount my prescription drugs. It is less expensive than most other cards most of the time. It is usually less expensive than my fully paid insurance. Our healthcare system is a mess. How can a free card be less expensive than my insurance?
The greedy gambling insurers want their cut to continue denials and hedge against in court. Typical...
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Theworkarounf
The loophole is, first look at the copay card terms, most have a number to call if your pharmacy didn’t apply the copay benefits. You need to pay for the deductible with a credit card or debit card (do not pay with HSA it will get rejected). Call the number and get the reimbursement form. Fill out the form and provide ins, receipt, prescription. Mail it in for rebate, and in 30 days they’ll send a check. You deduct will be met and not reversed. Then reattach copay card. I’ve done this for years
March 18, 2026 • USA